In the market for a home owner insurance quote in Pennsylvania? While getting the quote may seem like the less painful step of the entire process hey, quotes are free, right? you actually need to do a bit of serious thinking before you just hop on the Internet or pick up the yellow pages to find Pennsylvania home owner insurance companies.
Your Home
Home owner insurance companies are going to ask for specific information about your home. Be prepared to give them the exact square footage of your Pennsylvanian home, as well as a description of the home both inside and out. Include in your description safety features of your home, such as anti-theft devices, smoke alarms, and deadbolt locks. It is also wise to take pictures of your home.
Your Neighborhood
Pennsylvania home owner insurance companies like to know how close, or distant, a policyholder lives from help. You may be asked how close you are to the nearest fire department. This is important because the quicker the firefighters can get to your burning home, the better.
Some companies may also want to know how close you are to the nearest police station. This makes sense because they...