How Credit Card Companies Lure Students

| Total Words: 502

If youve been to college before, youve seen the millions of ways students have been drawn in for a credit card application. The sad thing is though that a lot of these students dont necessarily realize what they are getting themselves into. We are going to break down some ways on how credit card companies lure in students so that you can avoid this situations.

Getting the freebies

Everyone has seen these stands regardless of where youve been. From free t-shirts to a free burrito, people love free stuff. What a better way to get a free t-shirt by applying for a credit card application. A lot of students just fill out the paperwork thinking its innocent work for that $5 burrito. What they dont realize is that they are affecting their credit score and possibly their credit history.

The problem with getting a credit card when you sign up for freebies is that you dont know exactly what the terms and APR rates are. Sometimes what students may realize is that the credit card may have an annual fee. An annual fee is applied to your credit card statement regardless of if you use.

Hard selling

Besides the freebies, students may sometimes notice...

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