How Do You Know If You Have A Good Mortgage Broker?
Having a good mortgage broker is essential to getting the best mortgage loan possible for your situation. Here are some questions to ask yourself to help you determine whether or not you have a good mortgage broker.
1. Your broker should present to you all of your mortgage options – He should never presume to guess that there are options you don’t want. He should not be providing you with only the mortgage options that allow him to make the most money.
2. Your broker should fully disclose all anticipated fees with you – He should also be able to answer all questions and address all of your concerns, in a way that is understandable to you. Make sure you go through all of the fees one by one and make sure that you understand them. Many brokers will assess fees that are unnecessary, especially with sub-prime borrowers. Make sure you know exactly what the fees are and than determine whether they are necessary or just added “junk fees” to put more money in your broker’s pocket.
3. Your broker should be working as your agent and should be working to find a loan...
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