Without a doubt the best way to find low cost car insurance in California is to compare prices. Although the process of contacting several agents to get quotes may seem a bit tedious and time consuming it can result in a substantial savings. The most important thing to note when you are ready to undertake this low rate finding mission is what coverage do you absolutely need and what coverage is optional.
If you drive an older vehicle you may want to purchase only the minimum amount of liability insurance required by law in the state. This amounts to $15,000 for the medical expenses of one injured person, $30,000 for the medical expenses of two or more injured people and then an additional $5,000 which would be used to cover the vehicle of the person you hit. Obviously this coverage isnt going to be enough if you happen to hit a late model mini van and injure an entire family.
A better approach is to compare low cost insurance rates for a policy that provides enough coverage that should you cause a collision, you wont be facing bankruptcy. If you have a newer car, youll also want to ask about collision and comprehensive coverage. These protect you in the event that...