Comparison is the key to making almost any buying decision, and that is certainly true when it comes to choosing your Colorado health insurance plan. According to recent surveys fully 42% of all Colorado families are worried about paying for any health care at all. But dont be fooled into comparing only cost when it comes to insuring your familys health care, cost is only one factor to consider.
Depending on your familys health care history and your expectations of health care needs for the coming year, you should also compare the annual maximum each health care provider is willing to pay, what each family members co-pay will be for routine doctor visits, your co-pay for prescriptions, your out-of-pocket expenses for hospital stays, your coverage for emergency room visits, which doctors you are allowed to see and, finally, each plan needs to be compared based on the plans deductible.
(The deductible is the amount you pay out of your own pocket each year before your health insurance begins paying off. The larger your deductible, the less you pay in monthly premiums.)
When all of those factors are taken into consideration, then youll need to compare monthly...
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