The words “low cost” and health insurance are seldom seen in the same sentence any more, but the truth is that there are several things you can do that will lower the cost of your health insurance. Let’s look at a few of them.
Let’s start with the hard choices first: Stop smoking and lose weight.
Neither of those things is easy to do, but if you’re serious about finding low cost health insurance then you are definitely going to have to quit smoking and stop using chew or any other tobacco product. There’s no way to do this half-hearted – you simply must quit.
Losing weight is a different story. Losing weight is more difficult for most people than quitting smoking. The problem is, a large portion of your monthly health insurance premium is based on your BMI (Body Mass Index). This is a politically correct way of talking about fat. There is one ray of good news – if you can lose even a little of your excess fat you may be able to slip down one rung on your insurance company’s BMI scale – and if you manage to do that you could save potentially hundreds of dollars each year on your health...