Although many people are covered under an employers health insurance plan, if their employment situation changes, they may find themselves in the market for an individual health care plan. For someone in Washington State who has never had to face this task, it can feel daunting. There is help in the form of the Office of the Insurance Commission. They are available to answer any general questions individuals may have. Beyond that, the business of searching for and securing health insurance is left up to the individual.
With all the available plans and types of coverage, trying to find something that is adequate as well as affordable can be challenging. Knowing what you need to be looking for is incredibly helpful:
Purchasing a plan that only provides coverage for hospital stays or surgical visits will dramatically lower your premiums. This approach is only workable if you can afford the out-of-pocket expenses that come with visiting your doctor or buying a prescription.
In the same vein you can take out a plan that dictates that you will pay for part of a hospital stay. This will help lower the premiums for your health insurance plan.
Use a health...
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