How To Find The Best Rates On Life Insurance In Oregon
Are you a gambler, or are you the kind of person who prefers more of a sure thing?
The answer to that could determine what kind of life insurance you will buy and how much you will be paying in premiums for it every month.
If you like to gamble you might want to consider buying term life insurance. A term life insurance policy is only good for a specified number of years and then the policy lapses, requiring you to purchase a new policy at the rates then in effect for your age group.
With a whole life policy, on the other hand, you buy a policy at a set monthly premium and you continue paying that premium for the rest of your life and you never have to worry about the policy lapsing unless you fail to make your premium payments.
The gamble comes in due to the fact that term insurance premiums have been dropping in recent years. One reason for this has been the growing number of people buying term policies and the resultant price decrease that naturally occurs with increased marketplace volume.
Some people are gambling that the decrease will continue and that when their term policy...
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