If you live in Iowa it’s possible that you don’t even need to purchase automobile insurance. It’s true. If you have a clean driving record, and if you have the financial resources to pay for any accident you do become involved in, then you can legally drive in Iowa without automobile insurance.
Those two “ifs” are pretty important. You must have a clean driving record, and you must be financially responsible. Most people can’t really qualify under these two conditions.
And if your vehicle is being financed then your lender is not going to be so understanding you’ll be forced to buy insurance if you have a loan on your car.
So how do you get affordable car insurance in Iowa? Actually there are several things you can do that will help to keep the cost of your monthly premium affordable and once you’ve taken all the steps you can to keep rates low, then you’re going to compare prices head-to-head online and find the best possible rate.
Let’s start by looking at your driving record. This is where many people have the most trouble with their insurance rates. If you want good car insurance rates...