If you currently have a monthly mortgage payment on your home then your lender almost certainly requires that you carry homeowner’s insurance. But even if you have paid off your home and are no longer required to pay for homeowner’s insurance you have probably chosen to continue to do so anyway.
The reason is obvious. For more than 95% of homeowners their home is their biggest investment and their most prized and valuable asset – who wouldn’t want insurance to protect something like that?
Even so, there’s no benefit to you to pay even one penny more for your homeowner’s insurance each month than you need to. And fortunately you don’t need to!
Do you know what the biggest claim is – by far – against homeowner’s insurance? Most people think the answer is fire, but it’s actually just the opposite. The largest single category of claim made against homeowner’s insurance policies is for water damage due to a broken water pipe or a busted connector to a dishwasher or the ice maker in a refrigerator.
If your home is 10 years old or older call your agent and see how much you could save...
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