Life insurance is unique in that the person who takes out the policy and pays for it is not the person who benefits from it. This makes purchasing life insurance a somewhat noble thing to do.
Noble or not, it is still important not to over-pay for life insurance. Thats why millions of people are looking for ways to get affordable life insurance right here in Arkansas. Fortunately there are a few steps you can take to keep your premium cost in check.
Lets start by saying that if you are going to buy life insurance you should do so before your next birthday. The cost of life insurance goes up with almost every birthday that passes.
Before we can talk about life insurance intelligently it is necessary to make sure that everyone understands that there are two different types of life insurance policies and that they are priced very differently. There is a whole life policy and there is a term life policy.
With a term life policy you are purchasing life insurance for just a short period of time. Because you are purchasing the policy for a defined length of time the premium on a term life policy is less expensive than the premium on a same-size whole life...
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