Even though there is no law in Missouri that forces homeowners to carry homeowners insurance, the vast majority of homeowners elect to carry insurance on their home and its contents. The reason is fairly obvious your home represents the largest asset most Missouri residents will ever own and so, naturally, they want to protect that asset for themselves as well as their heirs.
Homeowners who have a mortgage on their home are required by their mortgage holder to carry homeowners insurance. However, many homeowners are not aware that they do not have to buy their homeowners insurance from a company recommended by their mortgage holder. Every homeowner in Missouri is free to pick and choose their own homeowners policy and by comparing and buying their policy online, many Missouri homeowners can save themselves quite a bit of money each year.
Before you jump online and start comparing homeowners policies and prices there are a few things you might want to consider first which could save you even more money.
First, make sure all brush and trash is cleared away from all structures on your property. This reduces the danger of fire. At the same time make sure that...
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