With all of our current medical technology and change toward healthier lifestyles, surviving until your golden years is more common. As you have worked a substantial part of your life building your familys fortune, it is a good idea to put together an estate for yourself. Estates ensure that the distribution of your assets are properly handled and allocated according to your wishes. Whether your estate is of modest worth or whether it is in the millions, it is always a wise thing to consider putting an estate plan in place. Part of your estate planning should include a term life insurance policy.
While most term life insurance premiums are based on age, companies do sell what is called term life insurance to 100. Typically, you purchase this policy between the ages of 71-80. The premiums for term life insurance to 100 remain constant from the purchase date until you reach the age of 100. The premiums stop at age 100 but your coverage continues until your death, even if you live to be 125! Term life to 100 basically covers you for life.
Why Buy Term Life Insurance to 100?
Usually, people who reach age 70 have outlived the use of a basic term life insurance...
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