How To Save Money And Get Discount Health Insurance In Tennessee
The Tennessee Department of Commerce and Insurance has made it easy for you to save money and get discount health insurance. In Tennessee, there are eight basic kinds of health coverage:
1. Major medical: Covers most health care services
2. Short term major medical: Covers everything included with major medical except pre-existing health conditions; short term major medical usually lasts for six months
3. Hospital and Surgical: Covers inpatient and some outpatient hospital and surgical care; doesnt include prescription medication coverage
4. Hospital indemnity: Covers a predetermined amount of the daily cost of a hospital stay
5. Hospital, medical, and surgical indemnity: Offers a mixture of what hospital and surgical indemnity policies cover; doesnt cover major medical emergencies
6. Cancer, heart attack, and stroke: Covers only those three conditions and shouldnt be used as your only medical policy
7. Accident: Covers accidental injuries and shouldnt be used as your only health insurance policy
8. Supplement: Supplement policies act to cover...
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