Things are always better on the other side of the fence. Other people seem to be making the smart choices, from girlfriends to cars and even refinancing loan programs. Why not you?
Proact, not react
After making several bumbling errors, dont make a serious mistake, not with a refinancing mortgage plan. A costly mistake at this time of economic hardships will surely make you miserable, while your friend is having a good time with his smart choice of almost everything.
Before you announce your grand design for a refinancing mortgage loan, do your assignment. Read up on mortgage news, and join forums. You can ask the silliest questions, assuming your knowledge on these matters is zero. How you got the first loan is questionable, and you are suffering for your haste and ignorance.
You can also tap information from various online sites to get a broader picture of the mortgage business. Perhaps your friend can recommend a broker. Or if you can, get an independent and reliable agent who can spell out the pros and cons without pressuring you into making a hasty decision.
How to choose your refinancing mortgage lender
Here are some tips to...
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