No-one said it would be easy but giving up smoking is really worthwhile and its a perfectly achievable aim. Why not join the band of ex-smokers, starting from today? If are you now a reformed smoker, we have some even better news for you.
You can expect more than increased life expectancy and a vast improvement in your well-being if you quit smoking. The saving in your life insurance premiums will be noticeable too. Whilst its true that you might have to wait a little while before this last saving is within your grasp, in the meantime your savings on cigarettes can make quite a difference to your pocket.
Its quite usual to find that insurance companies require you to have had a five year smoke-free period. Technically they say not smoked or used nicotine products.
There are, however, some insurers wholl reward you for your good behaviour by reducing the non-smoking period to just 12 months. If you can, hand on heart, say that youve refrained from smoking for a whole year, then find out what your insurers stance is on this. If you can do better, then do your homework and consider changing to a more sympathetic insurer. As a smoker youll have been paying...
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