Low Cost Term Life Insurance For Smokers And Nicotine Users
If you are smoker or regular tobacco user, you know how difficult it can be trying to purchase term life insurance. The high term life insurance premiums quoted to you simply because you smoke have probably been disappointing. Since the insurance industry is always trying to accommodate specialty niches, some term life insurance companies have recently opted to offer low cost term life insurance for smokers and tobacco users.
As a smoker or nicotine user, you are now eligible for 10, 15, 20 or 30 year term periods at less expensive rates. As long as you are otherwise in excellent health and are at a reasonable weight, you may purchase $250,000.00 worth of coverage for about $40 per month over a 10 year period.
Finding the Right Term Life Insurance Company
Aside from the fact that tobacco use in any form already sets you apart from non-users, it is important to understand that many insurance companies do not even distinguish between the form and frequency of your tobacco use. For example, if you like to use chewing tobacco occasionally you are considered to be in the same category as someone...
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