Going about the process of buying a new home involves several organizations. The home loan may be one of the ultimate goals but there are many people and groups involved in the process of obtaining it.
In order to get a home loan, people and organizations such as inspectors, real estate agents, credit agencies, title search people and others need to sign off on the project. Who they are is usually dictated by the home loan people but having them all lined up and ready to sign off is up to you.
Who is involved?
The people and groups involved in getting the home loan issued include: you, the lender, the real estate agents (for you as well as the seller), the inspector, the title company, your creditors, your employer and your spouses employer and credit history if the purchase is to be a joint purchase.
The home loan lender
This group can be a bank or other financial organization. Generally, they are the ones that require all the paperwork to let the home loan proceed. Unfortunately, they are the ones that require the information and are not necessarily the ones who pull it together. The documentation for the home loan is largely your...
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