Have you had the opportunity to deal with a person in debt? Are they in denial about their financial situation? In my opinion, people in debt are in denial to everyone around them about their financial situation. In their denial, they actually develop a personality. According to Websters Dictionary, the word personality means quality or condition of a person. Debt means something owned. From my perspective, when someone is in debt, the quality or condition of that person changes.
Prior to being in debt you might experience a person with these qualities: confidence, calm, pleasant, truthful and forthright. Once a person gets into debt that they cannot manage they began displaying qualities that are almost unbearable such as mean attitude, denial, frustration, denial, dishonesty and avoidance. When I say avoidance, they do not take phone calls from the person they owe. They are screening their phone calls knowing they owe you but thinking you will get tired of trying to collect. From my experience, if they have bounced a check on you they also become belligerent when you contact them. They try to make you feel as if you are at fault for trying to collect. They also do not...
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