Luxury was the word that we once linked with credit cards. However, in today’s world, they are on their way to becoming a necessity. In the past, credit cards used to be flaunted by the people who carried them. They indicated one’s financial status. But the situation is very different now. With everyone owning multiple credit cards, credit card holders are no longer an exception. They are fast becoming the rule. Moreover, credit cards are no longer looked upon as temptresses that make us unable to resist buying more and more. These days, they go everywhere with us, allowing us to purchase necessary things with the greatest ease.
I still remember the time when I got my first credit card. I opened a student account in the credit union of my university and got a credit card without any questions asked. At that time, I did not know how lucky I was to get a card with such great ease. Since that was the first plastic that I possessed in my whole life, it was tough to be responsible. But I was a business major and knew all the pitfalls of bad financial management. So better sense prevailed and I maintained top notch credit history.
With credit cards now being...
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