Although some of the prestige of gold and platinum cards has disappeared over the last ten years or so, many people still feel that they have not ‘arrived’ until they get one of these cards. If you are looking into getting a gold or platinum card, then you should know about the benefits and drawbacks before you sign up for anything. Here are some tips to help you decide whether or not to get a gold or platinum card.
Why get gold or platinum?
Gold and platinum cards used to be something of a major status symbol, and those without one were often seen as less successful. Although this isn’t so much the case anymore, gold and platinum cards do tend to carry higher credit limits and more features. If you require a high credit limit, and want to take advantage of features such as extra airport hospitality, then a gold or platinum card is for you.
How much do I need to earn?
Although gold and platinum cards are no longer reserved for the very rich, you usually need to be earning at least 20,000 a year to be considered for one. Generally, an income level higher than this is required to get a good deal and all the possible features. If you...
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