Auto insurance is used to protect an individual or entity against financial loss. Financial loss can occur in many different ways in association with vehicles, and most auto insurance policies agree to cover the individual or entity by providing insurance against property damage, medical coverage and liability damages. For instance, many auto insurance policies cover:
Coverage of property damage, sometimes including theft and accidents
Medical coverage in the case you are inured in a vehicle accident. Many policies cover treating immediate injuries, some policies continue coverage for rehabilitation or even lost wages and funeral expenses.
Coverage for liability damages. Liability coverage will pay for legal damages done to other individuals or property.
Auto insurance is essentially a contract between you and your insurance company. You pay a premium at a regular interval and the insurance company is legally responsible to cover damages that your policy covers.
There are many different types of policies and it should be noted that the vast majority of state governments require an individual or entity to purchase at least basic auto insurance...
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