Heres a basic scenario thats repeated around the country every day:
You have been renting an apartment for more than a decade. The walls are cracked, the flooring is hideous, and the heater tends to quit working at the most inopportune moments. Black mold has invaded the crevices of your bathtub tile, and you’re not sure whats growing in the corner of your closet floor amidst the dirty shag carpet. However, your landlord has made it perfectly clear that she will not invest money in cosmetic changes or repairs, nor will she allow you to do so on your own.
As a result, you desperately want to move out and stop the renting cycle; however, you are faced with what seems to be a big problem. You work out of your apartment as a self-employed performer. Though you have been able to eke out a living in this artistic field, you don’t exactly have pay stubs and have to declare income on your annual taxes. So how can you entice a financial institution to loan you the amount needed to buy your own place
This scenario may sound a bit on the dire side, but its actually quite common and can be overcome thanks to self certification loans
Self...
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