Incredible credit rate hikes lie in store for the poor and vulnerable who wish to borrow to make their festive season a happy and memorable one. The festive are generally a time for genuine profit for all businesses and in fact, some shops will admit to making most of their profits around this time. This includes credit card companies, banks and above all loan sharks. For the lucky ones who have some form of savings or have saved towards this season, there are no worries.
However, for those who have no savings but intend to borrow to enjoy the festive season, things can get tricky if not costly, much later one. First of all, there are many spend-now-pay-later schemes not to mention buy-now-pay-later offers that saturates the market this season. In fact, one UK company, Shopacheck, is offering vouchers from major brand name shops and those interested do not have to pay a dime until the New Year.
Sounds like a very good idea at first, as you can instantly obtain all your festive hampers without breaking any sweat. All you need to do is spread the cost over a certain period. Now here’s where the catch is: sky-high interest of historic proportions. For instance,...
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