Whats In Your To-do Checklist For Your Refinance Home Mortgage Loan?
Would-be borrowers are always bogged down by the requirements that would expedite their loan process. It is practical and convenient to be prepared before you march into a creditors office. Read on and find out if you have what it takes to get a loan.
First things first
Your property information
If are using your home as equity for a refinance home mortgage loan, be ready with documents proving your ownership. Lenders will ask for this evidence before taking any further step in the loan process. Give them a certified true copy of the contract or the purchase agreement.
Your income and assets
Lenders always want to know if the borrower is a good risk for a refinance home mortgage. With this in mind, prepare all your pay stubs for the past 30 days. Youll get in their good graces if you have your W-2s ready. A neat file of W-2s in chronological sequence is proof of your stability in the income department.
Pairing this with a list of your previous employers with their corresponding addresses is an indication that you have a good record. Borrowers will appreciate...
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