There is no way that we should carry on without insurance these days. Even if we begrudgingly pay our monthly insurance premiums, we have, on more than one occasion, been grateful that we are covered by two or more forms of insurance. The moment that you are least prepared some kind of contingency is bound to arise.
And we have to be ready to face these head on, in case something worse than a small fire happens in our kitchen. Insurance helps us do just that — face emergencies at times when we are least prepared.
Let me help you understand why insurance has become such a necessity. In order to do this, the five main kinds of insurance will need to be tackled briefly.
Auto Insurance: It is mandatory to have at least basic third party coverage. Although the premiums for comprehensive and collision are higher, the ideal policy would be one that provides coverage for a number of possibilities. You might think you don’t need it, but accidents on the road do happen and it’s better if you are prepared.
Even a small dent on the front door could eat into a lot of your salary. Auto insurance does not promise you won’t get into an...
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