A Paydex is a score given to a business by Dun & Bradstreet.
Dun & Bradstreet is a businesses credit reporting agency. They collect information on and sell reports and credit scores for every business almost everywhere in the world. The credit score given by Dun & Bradstreet to show how timely a business pays his bills is called a Paydex score.
Dun & Bradstreet collect this information from banks credit agencies and businesses both on the national and local levels. They gather and manipulate this information to compile reports on which businesses pay or don’t pay their vendors on time.
The higher your Paydex score is, the better your payment history is with Dun & Bradstreet. If you’re Paydex is 80 or higher you have a phenomenal business credit score and should have no problem getting approved by vendors for lines of credit, credit cards, loans and equipment for your business. (Age and other factors play a role, but from a computer generated approval for example, on small ticket purchases, you should not have a problem.)
Let’s pick an example.
Say I want a line of credit with the Home Depot. I go to...
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