Are you the type of person who likes to take a gamble from time to time on things such as the result of a horse race? Would you say that you have an addiction to gambling? Do you lose more money than you win when gambling? Are you in debt? Are you hoping to reduce your debts by gambling? In this article, I write about a friend of mine who tried to gamble her way out of debt, however she was not successful and ended up with an even bigger debt problem.
My friend is called Emma. She is not exactly what you would call good with money and I am often amazed at the amounts she spends when we go out shopping together. Emma earns a fairly good wage but many people would probably expect that she earns three times this amount by her attitude towards money. If there is a store card available, Emma will sign up for it. I have often tried to advise her that she could find herself in a nasty position if she does not take more care with her finances, but she would never listen and thought that I was just too careful and even tight with my own money.
About a year ago, Emma confided to me that she was in quite a large amount of debt. She had bought a lot of items on her credit...
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