Owning a credit card is fast becoming a better deal for consumers as the credit card industry (banks and other credit card issuers) starts changing their practices and implementing what can only be construed as more lenient practices, under the pressure exerted by Congress. This article offers...
Would you like to do something worthwhile with those cash back and reward points that you’re earning on your rebate credit cards? Many major non-profit organizations would be delighted to help you do that. By making an affinity credit card your major credit card, you can donate hundreds of...
Credit cards are really useful and handy. You need not to worry about theft, burglary or carrying large sums of money. On the other hand, shopping can also be rewarding. Most of the credit card companies offer rewards in the form of gift vouchers; discount shopping, air miles etc, for every...
Your credit report determines how much interest you will pay for your mortgage, credit card, or home loan. You need to know your score and ways to improve it.
Q. How do I improve my credit report and score?
A. The best way to improve your score is to avoid doing the things that...
Globally credit card fraud costs card issuers billions of dollars a year in fraudulent use of their cards. Some of this loss is passed back to retailers who failed to comply with the normal processing method for the card. Another part of the loss is insured. Nonetheless, as a cardholder you are...
Are you worried about your credit card or debt card being stolen? Youre not alone, its estimated that 51% of people in the UK are concerned about their credit and debt cards being stolen. Credit card fraud is a consent worry, and with more people using there cards as there main source of paying...
Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your...
Improve Credit Score – 3 Tips For Raising A Low Credit Score
Raising your credit score does not involve a lot a work. However, there must be a willingness on your part to use credit responsibly. A low credit score makes its more challenging to obtain a credit card or get prime rates...
Several months before you begin to look for a home, you should take steps to get “credit approved” for your loan. Start by making a list of all your existing loans and credit cards, with the company names, account numbers and monthly payment amounts. This will help you to analyze the...
What does Credit Score mean? A measure of credit risk calculated from a credit report using a standardized formula. Factors that can damage a credit score include late payments, absence of credit references, and unfavorable credit card use. Lenders may use a credit score to determine whether to...
Improve Credit Score Ways To Raise And Protect Credit Score
When a potential creditor pulls your credit report, they will learn your employment, address, and credit history. Details about credit history are their primary concern. For this matter, it is important to maintain a good...
Improve Your Credit Rating Yourself – Tips How To Do It
A credit score is a rating system creditors use to help determine whether to give you credit, and how much to charge you for it. If you have ever applied for a credit card, loan, or insurance, then there is a file about you...