Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list available to the authorization centres...
Credit cards the secrets on how they affect your credit score
The first thing to understand about how credit cards affect your credit score is, your score is only affected when the company issuing the card reports to one of the three major credit bureau’s, these being Equifax,...
Accurate and timely information cannot be removed from your credit report, even if you have paid off a once delinquent debt. The fact that it is paid off is to your credit; however, the fact that the account was once delinquent is also true and can remain on your credit files from up to seven...
The Competition Commission one of the governments watchdogs, has at last moved to shame credit cards in to cutting their charges. The long overdue move comes after the Commission concluded that the credit card industry was overcharging customers between 55 and 100 million each year through...
Travel from here to there whether for business or pleasure has become very expensive, especially if you travel a lot or do not have in your possession an airlines credit card. An airlines credit card normally works in a way that you earn points for every flight that you take with the airline....
Today’s consumers want the least possible hassle, processing time and related fees when they make credit card applications.
One question that immediately comes to mind is acceptance. Credit card applicants generally should not worry if they comply with all the requirements set by...
Most new credit cards come with a no annual fee offer. This hasn’t always been the case. I wonder if issuers realized how much people resented the yearly fee they were charging just to use their credit card?
Now that they gradually eliminated the annual fees, they’ve advanced...
Credit Cards knowing this can save you when choosing one
When it comes to credit cards there are so many choices out there it can be really confusing when trying to determine which credit card is the best choice. We are all different with different likes and different habits and credit...
Airlines Credit Card – How To Find the Best Available
Just because one of your friends says they have the best airlines card does not mean it will be the best one for you. In order to find the best available, there are a few things you must look at before deciding which airlines...
Credit cards always seem like a good idea at first. Even if you’ve been burned in the past, when money gets tight, the shiny plastic rectangles seem like the perfect quick fix for any situation. Whether it’s over-the-top finance charges, unheard of rates, or identity theft, there are...
A lot has been written in the past few years about the importance of both credit reports and credit scores. The credit report is a listing of all significant financial transactions by a consumer and whether or not those transactions were completed on time and as agreed. The score is a...
The number of consumers with oil company credit cards, good for gasoline purchases, has increased dramatically during the last ten years. The two main reasons for this growth are the general easing of qualifications for such cards and the growth of pay at the pump. It is simply much easier and...