Adverse Credit When Is A Credit History Labelled As Being Adverse?
If you are a borrower with a history of unsatisfactory credit transactions, the lenders will describe your credit history as adverse. The expressions poor credit, bad credit and sub-prime all describe exactly the same...
Advance Fee Credit Cards
Some companies promise to get you a credit card no matter how bad your credit is.
Heres what can happen if you pay them the $200 or more they usually ask for:
You receive a credit card thats only good for over-priced merchandise from their catalog. ...
A mileage credit card is practically identical to a frequent flyer credit card. Mileage cards gained popularity when the airlines companies, to gain customer loyalty and patronage, introduced mileage points on every flight that a customer would travel. Once a certain level of points is...
Going into retirement is one of the best things in your life. This is the time when you get to relax and enjoy a slower pace of life in peace. However, being able to sustain a lifestyle that is comparable to the one that you had before retirement requires some sound planning. This means that you...
Adverse Credit We’ve All Heard Of It, But What Does It Mean?
If you’re one of those lucky people who have never missed a single credit card or loan repayment, then you don’t need to worry about the term adverse credit’. In this article, we are discussing the ins...
A credit card can be a great tool for managing your monthly living expenses. Using your credit card to charge all of your bills and purchases can make life easier. When used wisely, this approach can save time and help you maximize your credit cards rewards program.
Establish a...
A mileage card can be both a bane and a boon. If youre someone who pays off the balance well in time, then a mileage card can well be your friend, but if youre not a big spender and dont have the financial resources to incur the finance charges created by not paying off your card balance, a...
When you apply for and receive a credit card, you will want to take the time to create a detailed budget for your familys finances. Without a budget, and without carefully planning the credit card expenses, you could fall into the credit trap that many individuals have found themselves in....
People used to think that they had enough on their benefits with their credit cards. They thought that the rewards they get and the low interest they have is already enough to last a lifetime. But times have changed and now cardholders are
wanting more. They are no longer happy receiving a...
An account at any financial institution that permits acceptance of credit cards and transfers the amount directly to the bank account of your choice is called a Merchant Account. Credit cards are accepted through PC processing software, credit card terminal, through telephone or Internet virtual...
Many people love their credit cards. Its a fact of life and the figures bare this up. If you look at the rate at which UK credit card debt is rising it is quite amazing. Millions are being spent all day every day in an endless frenzy of spending. Pretty soon, three quarters of all adults in the...
Are you living paycheck to paycheck? Worried about debt collectors? Cant seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may want to consider the services of a credit counselor. Many credit counseling organizations are nonprofit and work with...