5 Easy and Quick Ways to Improve your Credit Score
Your Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and therefore save you hundreds of dollars. The big mystery is how to maintain a high credit score. Well if you want...
Introduction of an airline credit card proved to be an amazing discovery and a boon for frequent travelers. Airline credit cards were aimed at fulfilling the needs of the travelers and thereby encouraging the consumer to spend. Constant and collaborative efforts of credit companies and various...
Simply put, a credit card rebate is a cash reward a credit card company gives you for using their card. In terms of how the card actually works, the company that issues the rebate credit card charges the vendor from whom you make the purchase. You make the purchase from that vendor because you...
Most people are not comfortable with having cash in their bags. When they go shopping, they use their credit card to pay for everything that they want to buy. Credit cards are in some ways better and safer to use than cash.
Given that you have been using your credit card for a number of...
If you have received an offer recently for a 0 APR credit card, you may have been very tempted to send in the form signed and ready to go. You may have seen the words 0 percent interest and jumped at the chance to shop for six months with impunity. You may even have thought that this was the...
Whats the thing that is most prominent on any credit card ad? Well, its the credit card rate (or the APR, as we know it). The credit card rate is the most publicized thing in the world of credit cards.
A lot of people just compare the credit card rate of various credit cards and just go...
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between...
Cash back credit cards are great for those who pay off their balances every month and don’t require a super-low interest rate. For the reward seeker who wants cold hard cash in exchange for his or her credit card loyalty, cash back credit cards pay you cash back or rebate a percentage of...
There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a...
Ultimately keeping you credit card safe is you responsibility. Indeed, in a worst case scenario, if it can be proven you may have been negligent in keeping your credit card safe, you may find yourself liable for the cost of all transactions made fraudulent on your account should you lose the...
Credit score is the factor that determines your finance. Your credit score can be divided into your credit history, payment history, accounts you owe, type of credit you used and new credit. It depends upon your credit reporting agency that gives proper weight age to all the abovementioned...
How long is the grace period?
The grace period is the number of days you have to pay your bill in full without triggering a finance charge. For example, the credit card company may say that you have 25 days from the statement date, provided you paid your previous balance in full by the...