The credit card industry is a competitive one; all you have to do to see that is open your mailbox. For many consumers, pre-approved credit card applications can be found every week in the mail, often accompanied by offers to let you transfer an existing balance from another credit card at a...
0% Balance Transfer Credit Cards – Too Good to be True?
On the surface, 0% balance transfer credit cards are incredibly enticing, especially if you have outstanding credit card balances. But there are a few details you need to understand before taking the balance transfer credit...
Not all credit cards are born equal. Different cards have different offers, features, and charges, and choosing a card is not as simple as going for the one with the lowest advertised rate. Various types of card are suitable for different types of use, and choosing the right card for you depends...
0% APR Credit Cards Make It Possible To Save Money
I’m sure you’ve seen direct mail offers, promotional brochures and Internet ads announcing:
“0% APR credit cards. Limited time offer. Apply today!”
You can’t beat that for a credit card....
For several years now, one of the most sought after features on a credit card has been a long 0% balance transfer deal, almost to the exclusion of any other feature except maybe the headline interest rate of the card. More recently though, balance transfers have become less popular, not least...
So you just opened an envelope that contained a shiny piece of plastic with your name on it. Awesome a bank or financial institution just gave you a line of credit! Before you start joyously swiping it on just about any cash register, take the time to read this article to understand the credit...
With so many scams and con artists out there, many people become skeptical when they hear deals that sound too good to be true. While this is generally a good practice to follow, your concerns can be set aside when it comes to instant approval credit cards online. There is no scam with these...
What Is A 0% APR Credit Card? Many of us have heard about them, but has anyone every explained 0% APR credit cards to you? Well, for starters, the APR or annual percentage rate is the rate of interest credit card companies charge on outstanding payments. The amount you are charged depends not...
Credit Card Interest Rates – Why It’s Important To Understand How They Work
Einstein put it best when he said, “Compounding interest is the greatest mathematical discovery of all time”. Now the question you need to ask is, “Do I want this force working for me...
Interest kills your finances. Especially on credit cards. Did you realize that paying the minimum payment on your credit cards just builds a deeper and deeper hole for you?
I have a wonderful strategy for those of you who have credit card debt on more than one card.
Take out your...
Your bright-young-thing goes to college as a student, away from home for the first time, full of the thrill of freedom. And she needs money to spend. While teaching her to manage her money, very often the question is is it ok to let her have access to huge amounts of credit in the first place?...
Low interest credit cards are available as alternatives to those with middle-of-the-road to very high interest rates. If you have a credit card with a high interest rate anywhere from 17% to 24% or higher, then you may not realize that it is costing you hundreds and even thousands of dollars...