If you are fed up with one of your credit cards or simply dont use it, then perhaps is the right time to cancel that card. However, cancelling a card can be tricky, as the company obviously wants you to stay with them. If you follow these simple steps then cancelling a card can be hassle free...

What Do You Do When You Finally Pay Off Your Credit Card Debt?

The problem is, it is darn near impossible to live without a credit card or two. Otherwise, how do you buy online, book a flight, or rent a car? You can still use a credit card after you have taken care of your debt, just do...

What Do You Do If Your Credit or Debit Card is Lost or Stolen?

Make sure that you report the loss or theft of your credit cards and your ATM or debit cards to the card issuers as quickly as possible. Many companies have toll-free numbers and 24-hour service to deal with such emergencies....

Throughout your life youre the history of you credit repayment will follow you. Ensuring, therefore, that you have a good prior history of borrowing money is vital. Insofar as credit cards are concerned, the following is a brief guide to how to build your credit card credit history.

If...

Ever wondered what the numbers on your cards indicate? Well you might have written them down at several points, either as reference or as a security measure in case of theft, but did you ever sit down to think what they might mean? Heres the answer.

The first number on your credit card...

If you have just come out of college or University debt-free then you are extremely lucky. However, now that you want some credit you may find all paths blocked to you. Having no previous credit history makes it hard to borrow money. Although you cannot get a line of credit now, building a line...

What Can You Do if You Have Problem Fixing Your Credit Report?

Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you.

Often, there are mistakes made on credit reports that are difficult to...

There are many effective ways to build credit. In order to keep creditors from bothering you, and in order for you to get a loan with a reasonable interest rate, you need to learn how to build your credit. The best place to start is to not buy things that you dont need. If you always make...

Nevertheless, scoring models usually consider the following types of information in your credit report to help compute your credit score:

Have you paid your bills on time? You can count on payment history to be a significant factor. If your credit report indicates that you have paid bills...

Building credit is building a better future. Nowadays it takes good credit scores to purchase a home, buy a car, and get a credit card and so on. If your credit is bad usually more bad follows. It takes you to find a solution to repair your credit. The fist step in repairing your credit is to...

What are they Charging you? – Understanding Credit Card Insurances

Each Credit Card Issuer offers different insurance programs and names them in different ways.
However, following is a list of the most common insurance programs available and a brief explanation of each one.

In simple terms, credit means that you are going to use the money of someone else to pay for your own things. By taking a credit, you owe to repay the creditor with the entire amount with some rate of interest. It happens that when you want to take some sort of loan or credit, any financial...