One of the most popular ways for people to pay you when you own a small business is with a check. It’s certainly worth your while to accept checks, since they have lower fees than credit cards and can’t be charged back.

But there are potential dangers to accepting checks,...

With the ever rising reports of credit card fraud, fraudulent use, internet phishing and identity theft, people are rightly concerned about credit card security. Fraudulent credit card use can be an annoyance at best, and seriously damage your credit at worst. It’s only reasonable that...

Under the Fair Credit Reporting Act the reporting company and the information provider are responsible for correcting any credit report disputes. However, they must first be made aware that you have credit report disputes. A person can report and correct errors in their credit report by...

I have a friend whos a frequent traveler whos most of the time always out of the United States. While hes always traveling, his purchases done in other countries are done over his credit cards. He prefers using his frequent traveler credit card in buying his plane tickets as these that allow him...

FEES TO BE PAID

Under any circumstances, the following are charged by most credit card companies:

Annual fee Paid for being a user of the card
Cash advance fee. Paid when the card is utilized for making a cash advance; usually a flat fee or a percentage of the amount...

Have you ever bothered to have a look at your credit score? Most of us are not even aware about the importance of maintaining a healthy credit score. If your credit report has a bad credit score rating its the time you start to improve your credit score rating.

Credit score is just a...

Business today is as competitive as its ever been and, especially since the emergence of the Internet, customers are looking for merchants they can trust and that can offer them the best in service and convenience. Its simply indispensable to accept credit cards to gain the confidence of your...

The average American mailbox gets sales pitches from credit card companies at about two a day. With this overload of information, choosing the best product that fits your needs can get pretty overwhelming. The sheer number of brochures and application forms not only make it inconvenient to make...

Is it really essential to improve your credit report?

Even though credit score are three digit numbers but it has great importance in today’s business world. To earn a good credit standing it is very much essential that one pays his/her dues on time. Regular and timely payment of...

The traditional credit card is a great tool for making purchasing easy for both the retailer and the customer. But in this drive to be simple, there have been questions about the security of the system. In Europe, more transactions are being placed with the use of smart cards. And with all of...

Have you wondered how credit card eligibility is determined?

Curious whether youre eligible for a credit card?

It all has to do with your credit rating and credit score. Here we go with a quick tutorial on what constitutes credit-worthiness and how you can make sure that you are...

Sure, free gifts are great. Who doesnt want a free gift? But when free credit card offers come in the mail, we may feel like were the most important person in the world but we should be careful. When those free offers are from credit card companies, we may want to avoid signing up altogether and...