His hard earned money? Gone. Creditors on his back everyday. The cops knocking on his door. His family strained to the breaking point. He didn’t do anything wrong but my business partner’s life got turned upside down afew years back. He became a victim of what is now the fastest...
Your Credit Score Can Be Destroyed By Simple Credit Inquiries
What you don’t know about credit inquires can destroy your credit score and effect what you can qualify for. Whether you are shopping for a cell phone, car, home loan, insurance, or just curious about wanting to see what...
Recently the personal information of our veterans was compromised. There are approximately 26.5 million names in the database at risk. This means that they could become the victims of identify theft.
In 2005 the average loss experienced by identity theft victims was more than $6,000.00...
Not many people spend too much time thinking about it, but every one of us, has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding debt and how much...
Your Credit History: What Gets Reported And What Does Not
A credit report is a document that outlines your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports...
Identity Theft – Straightening Out Your Credit In The Aftermath
FBI statistics reveal that identity theft is one of the fastest-growing crimes in the United States, with about 1 in 5 families in the U.S. being a victim of identity theft. Identity theft is obtaining another...
Often, when people are browsing through the different types of credit cards available, they come across the category of “Student Credit Cards.” Many people, however, are not sure what a student credit card is or why they are even offered. Generally, these cards are meant to be...
Credit cards are an excellent way to help you manage your finances each month. Used wisely, they are an excellent financial tool. Used unwisely and people will quickly discover that their credit cards can rear their ugly heads and cause long-term financial problems.
But credit cards...
With many people, looking for the best credit is a very tough task. Even though there really is no best credit card, there are credit cards out there that are the best for you. There are many different types of credit cards available, some that may be for you and some that wont. With so many...
You have to love car dealers. With the passage of the Energy Policy Act of 2005, car dealers are screaming about the tax benefits of buying these vehicles. Heres the scoop.
Deductions and Credits
The Energy Policy Act of 2005 made a major modification to the tax benefits of owning...
Your Credit Card – Know It Like It’s Your Best Friend
The use of credit cards in Australia is escalating possibly on the back of a good economy breeding confidence although do people know how to service this debt and how much it could be costing?
Australians owe $32...
It is important to check credit billing and electronic fund transfer account statements regularly because these documents may contain mistakes that could damage your credit status or reflect improper charges or transfers. If you find an error or discrepancy, notify the company and dispute the...