Credit card balance transfers are one of the financial world’s great empowering features, but they can only be done successfully if you follow the rules and don’t fall foul of them. Firstly you must consider the benefits, then the pitfalls. These two aspects are more or less...
Most of us deal with credit in our day to day lives sometimes in the form of credit purchases or making use of credit cards. But there are many credit terms that you should understand clearly to know exactly what is involved in your credit.
1. Credit Score A credit score is a...
Avoiding complications in credit repair is almost important as getting out of debt. When we have bills that were neglected simply because we didnt have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt. If you are considering a Home Equity Loan to...
The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card.
The feature was an instant hit, and more and more card issuers...
As a financial consultant, I am amazed at what a small amount of understanding most of my clients have of credit card companies and how they work. I find that many financial struggles people go through could be lessened significantly simply through education about credit card companies and other...
Avoiding complications in credit repair is almost important as getting out of debt.
When we have bills that were neglected simply because we didnt have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt.
If you are considering a...
Credit card issuers keep on adding new features to credit cards to woo potential customers. A credit card balance transfer is one among them. You can transfer your outstanding card balance (or balances) from your higher interest credit cards onto a balance transfer credit card with a lower...
Different types of credit cards are:-
Debit Cards
A debit card is not exactly a credit card. When your debit card is swapped, it checks with your account whether or not it has sufficient balance to make the transaction. If yes then money is deducted from your account....
A home is the one purchase that everyone usually hopes to make by midlife. The problem is of all the things you can buy in life it is also one of the largest commitments you can make. Many people who do embark upon purchasing their own home realize quickly however that credit can be a major...
You should be able to find several indispensable facts about credit card in the following paragraphs. If there’s at least one fact you didn’t know before, imagine the difference it might make.
Still discussing on types of credit card in this article we will be discussing...
Credit Card Balance Transfer How To Use It To Your Advantage
A credit card balance transfer is not right for everyone. Just like most of the options in the world of finance there are some definite benefits to getting your own balance transfer credit card as well as some pretty...
Appreciation rates for real estate have been phenomenal in many parts of the country for the last five years. This creation of massive amounts of equity has lead to interest in home equity loans.
Home Equity Lines of Credit Be Careful
A home equity line of credit provides a...