Improving your credit score is very important and it can help you save money. Your credit must be in good standing so that you can open credit accounts when you need them. Good credit will help you get the best interest rates too.
Your credit score will be based in how well you can pay...
Its everywhere you want to be. For everything else, theres MasterCard. Dont leave home without it. Credit cards are everywhere and their slogans make it clear. In the past decade, more and more companies have jumped on the credit card bandwagon to provide affinity credit cards, branded credit...
Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it. The approach is simple enough. They keep an eye on the credit transaction that a person enters into and...
You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example if you are a student, youll need to borrow a certain amount using a student loan in order to attend school. At this point, your credit history will definitely...
Balance transfer credit cards make an excellent choice for consumers looking to transfer a balance from a higher interest rate credit card to one with a lower interest rate. In this way, the consumer can save money by reducing or even eliminating finance charges. When looking for the best...
Here are the top 7 questions we hear from consumers about credit reports and credit scores…
1. Will closing paid off credit card accounts improve my credit score?
This will surprise many of you, but closing paid off credit card accounts can actually hurt your score...
Todays life is quite expensive and many times we dont have that much of cash with us to purchase the necessary things for our requirements. Even people are not able to purchase a house or a car with cash payment when they really need it. And thats the reason why we all need credit. There are...
Among all types of credit cards, credit cards offering rewards or bonus points are usually the ones with the highest interest rates. But if youre not cash strapped and youve got a steady (not to mention abundant) source of income then maybe, this type of credit card is the ideal credit card for...
Where once the choice of credit card in the UK was extremely limited, now there is a plethora of companies bombarding everyone with promises of low interest rates, balance transfers and cards which are a status symbol for the holder. In addition to this, most of the High Street stores now offer...
If you are worried about credit card fraud you are well on your way to protecting yourself from being a victim. The truth is anyone can easily be a victim of fraud because of the careless ways we handle our personal information. Here are the top 5 ways you can avoid becoming a fraud...
Never underestimate the value of good credit. If your credit history isnt spick and span, make sure to promptly fix your credit report. This is very important. For example, maybe you are a student and you need a loan to pay for graduate school. Your credit history will affect whether or not you...
Looking for a way to cut back on your gasoline expenses? You could learn to drive at 55 – the speed which most experts say is the most economical on gas. You could trade in your car for a model that guzzles less of the expensive elixir. You could leave your car at home 10% of the time....