Everyone needs credit these days and credit cards have become a part and parcel of everyones life. But man has woven a credit card debt trap around itself. To avoid this debt trap low rate credit cards have been introduced. A low rate credit card is usually for those who hold a good credit...
Are you trapped into making only minimum payments on your credit cards? I hope not.
Minimum payments decline as the balance on the credit card declines.
Let’s take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40...
It would have been unthinkable just a decade ago, but now it is commonplace in the UK to hear of zero per cent credit cards. Brought about by fierce competition, both from UK and American lenders, and also by historically low interest rates, zero per cent credit cards have become extremely...
A home equity line of credit is a useful financial tool for homeowners. Unlike a traditional home equity loan, which has a fixed repayment schedule, the line of credit, also known as a HELOC, has a more flexible repayment schedule. It also has a more flexible payout schedule; instead of...
Great deals on credit cards are available now at your nearest credit card dealer – or in your mailbox. The time for getting a really useful card can now be obtained. Because of competition, the credit card companies have now decided to give something back in exchange for your payments...
The practice of transferring the balance of one credit card with a high interest rate to another credit card with a lower interest rate is a fairly common way to consolidate debt, but very few people know how to make effective balance transfers. The goal of balance transfers is very simple: to...
Have you spent a little more (or a lot more) than you should have with credit? Most Americans have several credit cards with a few thousand dollars in debt racked up, as well as car or personal loans. When you combine these payments with your every day living expenses, it can be really hard to...
Three Simple Ways To Use My Credit Repair Tips And Save Thousands!
My credit repair tips are simple yet they provide ways to help you repair your credit without having to give up your lifestyle!
Before I offer you my credit repair information though, I must tell you that not...
If youre like most North American people today, you go through life carrying a fair amount of credit card debt. And if youre like most North American people, youre okay with that. $100 per month in repayments is fine, even if youre paying that much on three different cards. Its doable you can...
Getting Started or Staging a Come-Back, Prepaid cards Offer a Path
Say there, you, Internet-surfing consumer. Have you been through a divorce recently? Have you been laid off? Have you run up some massive bills because of something unexpected, like your daughter driving through your...
Thinking About Getting A Credit Card? Consider Asking These Questions Before You Commit Yourself!
Maybe youre looking to get your first credit card or shopping around for a new one. Before you lock yourself into a particular credit card make sure you get the answers to these questions...
It’s no secret why so many Americans are in debt up to their eyebrows. The moment a teenager reaches his or her eighteenth birthday; if not sooner, credit card companies begin sending offers for credit cards. Some of the offers are extremely tempting, screaming promotional and introductory...