Before applying for a specific credit card there are several things you should take into consideration before making your final decision.
Credit History – Before you apply for a card you should get a free credit report so you will know what types of cards you are eligible for. ...
Whats my Credit Rating? Why is it important?
If youre like most of us, you probably dont even think about your credit rating until its time to apply for a credit card, mortgage or car loan. A little known fact is that people with a good or excellent credit rating can pay a significantly...
Everyone needs to know exactly what is on his or her credit report. Even if you have never been late with a payment in your life you need to know what your credit report reflects that reality. Mistakes happen every day, and mistakes on your credit report can dramatically affect your...
Choosing a Business Credit Card – Comparing Business Credit Card Applications
Does your business pay too much for its credit card? Too many businesses just settle for a basic credit card from their local bank. Those businesses end up paying too much interest or high annual fees. ...
Free credit report is in many countries, credit report is a record of an individuals or companies which has the record of past borrowing and repaying, including information about late payment and bankruptcy. Having a good credit saves your money. And one should have a credit report to see actual...
The Need For Credit Cards For People With Bad Credit
Are you one of many people that needs to find a company that is offering credit cards for bad credit? There are many reasons your credit rating may fail. Unexpected loss of a job, illness, mismanagement of your credit all can lower...
Free Credit Card Bonuses Are Pricey if You Fail to Pay Your Bill
The credit card business is a competitive one. It is also a very profitable one and the combination of the two explains why you seem to find a pre-approved application in the mailbox just about every day. A new customer is...
Just as good credit is a necessity in our personal life, it’s essential when you own your own business as well. Big or small, every business needs to establish credit. If you are a new business, you need to begin building that credit history as soon as possible. Establishing your...
Almost everyone has some kind of debt. Most people have credit cards, student loans, a mortgage, or car payments. Your timeliness in paying off these loans make up your credit history, something that people usually dont think about until its too late and you are declined on an application. Your...
Choose A Credit Card Based On Its Terms And Conditions
Almost everybody receives numerous credit card offer letters in their mailboxes at least once a week if not every single day. The envelopes usually contain some sort of wording like, “This is the last chance!” or,...
As of Jan 1, 2004 according to FCRA Act, all credit bureaus will be required to give out one free copy of credit report per year. However they are not required to give you a free copy more than one time in a year.
A free copy of credit report will help protect you and your family from...
Wired Plastic is the brand name of one of the most rewarding prepaid debit cards out there. Unlike credit cards, there are is no debts involved when one charges a purchase to a purchases are charged to a debit card. This is because as the card holder must first enter deposit money into the his...