When credit cards were first introduced, they were a pretty simple proposition: use your card for purchases, and be charged a single rate of interest on your unpaid balance.
Then came the rise of the ATM (cash machine), and credit card issuers realised they could lend money by allowing...
Sometimes, when financing for your new business venture seems a little hard to find, you might want to consider the business credit cards offered by the different issuers. Business credit cards are rapidly gaining popularity among small business owners, who have seen these very useful as...
Although it is mostly industry practice to charge a variable rate of interest on outstanding credit balances at a certain percentage rate above Prime Lending Rate, it is possible, these days, to obtain a fixed rate credit card. So, when would you want to apply for a fixed rate credit card over a...
Not too many people know this, but there are over 900 different Chase credit cards for consumers to choose from! Yes, the number you read is correct. With most of these cards being affinity cards, meaning having direct tie-ins with a store, or with an auto manufacturer, you name it the choices...
Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft. Additionally, if you choose the right credit cards they could come with rewards when they are used. Of course, this depends on...
Fixing bad credit requires some time and research on your part and a plan you can stick to. Fixing bad credit is not as difficult as you might initially think. The following will help you bump up your credit score so you can get the new car or the new home you deserve.
1. Know your...
Chase Announces Two New Business Credit Cards: Should You Get One?
Chase recently announced the release of two new credit cards for the business community. The Chase Platinum Business Card and the Chase Business Rebate Card are now available, giving business people more options and a...
In typical bureaucratese, the pensive EBRD analyst ventures with the appearance of compunction: “A number of projects have fallen short of acceptable standards (notice the passive, exculpating voice – SV) and have put the reputation of the bank at risk”. If so, very little was...
Five Ways To Improve Your FICO Credit Score, Get Lower California Mortgage Rate.
Over 30 million people in the U.S.A. have credit scores low enough (less than 620) to make shopping for low mortgage loan rates very difficult at best.
The major credit reporting agencies use a...
As a child, I sincerely believed that the word Chase on my dad’s credit card was some sort of anti-theft device. I envisioned a thief trying to use the card to buy groceries, the cashier seeing Chase on it, and then the entire store’s staff running the thief down. I really thought it...
The Essential Features And Benefits Of The Preferred Rewards Gold Card from American Express
The annual fee for the basic Preferred Rewards Gold Card from American Express is a mere $90. Each additional card has an annual fee of $35. The card presents a great opportunity to save on fees,...
When people started using plastics as their primary source of financial disbursements when shopping, they did not yet realize its greatest potential until today.
It is only now that consumers learned how to treat credit cards with utmost care and concern as these could be one way to...