Improving yourself is always a good thing. If you thrive hard to become a better public speaker, you can might yourself a promotion. Exercising and going to the gym can help you lose weight and have the figure you have always wanted. But the best thing of all is improving and building your...

Charity credit cards have become increasingly popular over recent years, as people seek to support their favourite charities at seemingly no extra cost to themselves. When you take out one of these cards, a one-off donation of a few dollars is made by the card issuer to the charity linked to the...

It has never been easier for people to live well beyond their means than it is today. Credit is easy to obtain, and in a society obsessed with material gain, credit is sought and used on a basis that is so regular even financial watchdogs are beginning to sound warning bells. The average savings...

Five Things You Should Know About Contactless RFID Credit Cards

What is a contactless credit card and how does it work?

For decades, credit cards have relied on magnetic stripes located on the reverse side of the card to store data. To transmit this data, the card must be swiped...

Credit inquiries impact credit scores negatively because statistical studies show that multiple inquiries are associated with high risk of default.

Distressed borrowers often contact many lenders hoping to find one who will approve them. On the other hand, multiple inquiries can also...

When shopping for a new credit card in today’s market, it would behoove price conscious consumers to seriously consider cash rebate credit card offers. With a cash back rebate credit card, the cardholder is reimbursed for a percentage of their total year’s credit card purchases. The...

Credit cards easily get out of control. You simply don’t realize how much you are charging and how little you are paying. Before you can even think about paying your card off entirely, you have to simply regain control of your credit card debt.

Here are five simple steps that will...

What is a cash back credit card?

A cash back credit card gives annual rebates or gives back money to the card holder based on how much have been purchased with it. This type of credit card is suitable for those who rarely use cash in their transactions. The rebate is computed as a...

Nothing can create a spectacular sudden jump in your credit score. Developing a firm credit history will take time. There are no quick fixes in keeping up a good score. Improving your credit may not be quick, but there are some things you can do to improve your credit, the most important being...

Cash back credit cards are very attractive to customers and many will feel that they should just accept the first cash back credit card they are offered, particularly if they are in a position of paying off all of their credit card bill in full each month and therefore being best able to take...

Five Factors To Consider When Selecting A Personal Credit Card

Nowadays many credit card companies offer perks to lure new customers ranging from introductory offers with zero percent interest for transferred balances, Reward Programs offering airline mileage and cash back, and discount...

The most important thing you can do when building credit is to always pay your bills on time and to never borrow more than you can afford to pay back. It sounds silly for me to say, but unfortunately people do this every day. Credit is enticing and it very easy to get in over your head. Beware...