The average American household has nearly $10,000 in credit card debt, and many people are only able to make the minimum payment of 2% of the balance. Even 2% is $200, and by paying the minimum payment, you could be paying on the balance for decades before you finally pay it off. Since new...
It’s an unfortunate fact that most students never get formal lessons in managing their credit and debt. For many young people, their first brush with being responsible credit card users won’t come till they are in college – away from home and the guidance of mom and dad. The...
If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a “debt collector.”
You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits...
Can You Get A Credit Card If You Have Bad Credit?
Getting a credit card with bad credit is harder than if you have good credit but it is far from impossible.
Bad credit is nothing more than a slight hindrance these days. There was a time when bad credit would keep you from getting...
Repairing your bad credit is never easy, but there are solutions that can help you get out of debt. Everyone has bills and sometimes bills can get out of control. Because paying your bills is an ongoing process, the best possible solution when you are in trouble is by asking for help and working...
Many of us wonder even if it is this legal to do so. Well, YES, you are given the right under the Fair Credit Reporting Act (FCRA), including the right to challenge inaccurate, misleading and obsolete items appearing on your credit report. Disputing items on your credit report is your legal...
When it comes to credit cards, the APR or annual percentage rates is always the ultimate source of confusion and chaos for most credit card users. If you dont have a credit card but planning on applying for one or you were just recently approved for a credit card then you must definitely read...
The J.P. Chase and Company provides tons of options to the people at large, thus enabling them to properly manage their money matters. The same can be said about the Chase credit cards, which come with very lucrative and beneficial offers. One of them is the Chase Travel Plus Platinum Visa Card,...
Take Your Chance to Save Money with Low Interest Credit Cards
At present the world’s economy is developing and many people begin to use new kinds of payment for different purchases and services. The most popular of them is credit cards. More and more people choose plastics, as they...
You may think that a credit card is for life but with the level of hot competition among credit card providers these days it has never been easier for people switching credit cards to get a better deal than the one they currently have! So, if your credit card provider is not offering you the...
Can I use my credit card abroad? You know that credit card are vastly used across the United States and nearly all merchant establishments accept credit cards. However, if you are traveling abroad, you need to check out the place before going. You might be in for some surprises.
In many...
Most credit card companies have designed one or more credit card packages that enable small businesses to keep their personal and business accounts apart. These cards, known as business credit cards, are appealing to many small business owners. However, regardless of what these business credit...