Excessive bank account and credit card charges attacked as unfair and possibly illegal
One missed credit card payment, or going overdrawn without permission, and suddenly a 30 charge can be incurred. Bank charges can seem to be unfair and too harsh given the frequently tiny amounts of...
Buying A Home With Bad Credit – How To Buy With Past Credit Problems
Late payments on credit cards, automobile loans, and medical bills can greatly reduce your credit score and give you a bad credit label. Years ago, it was extremely difficult to get approved for a home loan with...
There are tons of competing credit card companies around. For the consumer in you and me, separating the wheat from them tares among these companies will be quite an enormous task. What should one look for anyway when considering what credit card company to avail of?
As with most smart...
Buying A Home With Bad Credit – Fix Your Credit And Avoid Bad Credit Lenders
Buying a home is an investment in your future. Even with bad credit you can start the process of rebuilding your credit and building your net worth through your homes equity. By monitoring your credit,...
Everything You Always Wanted to Know about Airline and Air Miles Credit Cards.
Before applying for an airline credit card, you need to ask yourself two questions:
1. What benefits are available from the largest airline in my area?
2. Which airline credit card would let me...
A host of low interest credit cards is already in the e-marketplace favoring those with a revolving credit – in other words, those who carry a monthly balance. The interest rates on these cards tend to be around 10% while the rates on normal cards could be as high as 16% to 18%. The...
Everything About Citi MTv Platinum Select Visa Card For College Students
The different types of Citicards issued by the Citibank perfectly complement the needs and demands of the college students. One among them is the Citi MTv Platinum Select Visa Card that is very beneficial for the...
Buying A Home After Foreclosure – Comparing Bad Credit Lenders
After a foreclosure, you may be a little hesitant to apply for a new home loan. Moreover, several lenders will question your ability and willingness to repay the mortgage. Although there are many obstacles to getting...
Tired of reading review after review about 0% APR intro rate credit cards? Having no luck when it comes to finding an all-in-one-review about 0% APR intro rate credit cards? Confused with what youve read so far about 0% APR intro rate credit cards because everything seems to be contradictory?...
Student credit cards can be a great way to start a student down the path of financial independence and becoming a responsible adult. Many parents of students decide to open up credit card accounts for their children or to add them to their own personal accounts. But, another great option is to...
Buying A Home After Bankruptcy – How To Improve Your Chances Of Getting Approved
After a recent bankruptcy, many people assume that purchasing a new home is impossible. No doubt a bankruptcy is extremely damaging to your credit history, and most lenders are not eager to loan you...
Federal law prohibits issuers from sending you a card you didn’t ask for. However, an issuer can send you a renewal or substitute card without your request. Issuers also may send you an application or a solicitation, or ask you by phone if you want a card – and, if you say yes, they...