What exactly is a credit union? What are the benefits of a credit union? Learn the answers to these questions plus others in this quick look at the basics of credit unions.
First of all, what is a credit union? It is a not for profit financial institution that is owned and governed by its...
Bad Credit Credit Report Repair – Why Do It Yourself?
A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan. Insurance companies can use it to determine your rates or whether they will cover you at all. Employers can...
Statistics show that the average American family owes over $8,000 in credit card debt. This is a large amount of money, especially when you consider the fact that most Americans make about $33,000 per year. The costs involved with using credit cards can be very large if you’re not...
The standard means of obtaining credit has become so widespread that being at the mercy of increasing interest rates and inflated charges on loans and credit cards has become so commonplace that it is easy to believe there is no other option. But there may be an alternative in the form of the...
In 1997, American Express Canada forged an agreement with AIR MILES rewards program to launch the American Express AIR MILES credit card exclusively for Canadian citizens. Eight years later, in 2005, an undisclosed duration for the multi year agreement extending the partnership between American...
The following are important terms to consider that generally should be disclosed in applications or in solicitations for credit that require no application. Ask about these terms when you’re looking for a card. Annual Percentage Rate. The APR is a measure of the cost of credit, expressed...
If you are like many people, you either have bad credit or had bad credit at some point in your lifetime. The sad fact is most people are not educated about credit and their rights. America is filled with misconceptions, due to spin of the facts from both sides of the aisle. In reality,...
You have built a great website to market your products and services. You have even developed an online order form so that people can add the products to their shopping cart. However you are still thinking of a solution to accept payments online from customers as a result of which you get...
In today’s world it is almost a necessity to have a credit card. If you have bad credit your options can become limited in regards to a credit. Many of the credit card companies will just deny the application. So picking the right card to apply for is very important and you might need...
When dealing with credit, there are a multitude of terms that you should understand. These terms are used frequently when dealing with credit and will help you better comprehend exactly what is involved in your credit. Read through this credit terminology guide and educate yourself on the world...
Your credit history is very important for you because when it comes to big loans your credit report will determine if you can get the loan and what rates youll have to pay. The credit report will matter a lot when you apply for a mortgage loan, for a car loan or for getting insurance on your...
Credit card comparison is the most important aspect while you apply for a credit card. It allows you to minimize your monthly spending and overall purchases on the credit card. If you are aware of your credit card spending habits, you can easily apply this while making a credit card comparison...