If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods, but also misrepresent what they will be able to...
When you have a bad credit score obtaining a credit card can be some what more difficult. A lot of credit card companies will not approve your request. This then will make finding a bad credit, credit card extremely important. Now when you are applying for a credit card there are several...
Credit Score Repair The Higher Your Score, The Better For Your Credit
Credit score repair means that you want to take steps to improve the credit score you have on your credit report. A good credit score means that creditors see you as a good risk to repay the money you borrow. The...
Question – When Is A Credit Card Better Than Cash? Answer When Its Stolen!
For many people, bring up the term, credit card, and theyll roll their eyes. Most of us understand the powerful pull that pulling out the plastic has on us. Its almost addictive, the ability to pull out...
Do you check your credit score and credit report before you go shopping for a car? You might find out that it is well worth your while to do so, as some auto dealers are taking advantage of the fact that many consumers do not know their credit scores.
No one likes buying a car; the...
Bad Credit Credit Card – How To Increase Your Credit Score With Credit Cards
Credit cards are often the first step for a consumer to build their credit score. When you make regular payments with a small credit limit, lenders will be more willing to lend you larger amounts. Before...
Business credit cards have become popular as a source of financing for small businesses. The banks that issue business credit cards and many industry observers have identified small business credit cards as a potential area for significant growth. The personal credit card market is saturated,...
These days, everyone seems to be concerned about his or her credit score. Lenders and credit bureaus have made it clear that the credit score, whether the new VantageScore model or the FICO score model, is a vital part of determining whether or not to extend credit to a consumer. The score is a...
Most people who are of an age to care about their credit are aware that the three main credit bureaus, Experian, Trans Union and Equifax, maintain credit reports on them. The bureaus keep track of loans, credit cards and bankruptcies and make note of whether each consumer pays his or her bills...
If you have the misfortune to have a bad credit rating youll know how difficult it is to obtain credit. Or is it? Truth is that many people with bad credit ratings accept that theyre no longer able to borrow, which may not be the case. Some lenders are willing to lend money without making you...
Are you one of the many people who have credit problems? Poor credit ratings and bad credit is more common than you think. Bad credit is not something to be ashamed of as it can happen to all of us at some time in our life. The good news is that with some effort on your part you can improve...
The growing prevalence of identity theft and increased concern about good financial health has led many consumers to seek copies of their credit reports online. Doing so is certainly laudable; the more you know about how potential creditors and lenders see you, the more prepared you can be when...