Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim. This true story explains that the situation isnt always black and white, and demonstrates the severity...
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Auto Insurance Bodily Injury (BI) Liability and Property Damage (PD) coverage is Legally required in most states today. (BI & PD) Most people understand that they need BI and PD, but they have no idea how to determine how much coverage they need.
Try this...
There are not many people who would admit to enjoying a visit to the dentist. The trip often leads to considerable pain or at least discomfort. You are never really sure what is going to be involved and how much treatment you will need. You dont know how much it is going to cost, unless you have...
Tell The Insurers Everything When You Apply For Life And Critical Illness Insurance.
The failure to disclose information, especially medical information, is the most common reason why an insurer will reject a claim on a life or critical illness policy. To help underline some issues, we...
A growing number of individuals looking for new sources of retirement income are considering annuities. An annuity is a type of contract between a private individual and a financial services or life insurance company. The individual pays a sum of money that is invested and in return the company...
Dental insurance offers coverage for your routine as well as not so routine dental work. It is an effective way to prevent damage to your teeth. It can be received via resellers and companies that provide dental insurance for individuals as well as families. Generally dental insurance policy...
Group health insurance rates have been increasing year after year and employers have been forced to make some drastic changes in their employee benefit programs. Many employers have changed their health insurance to high deductible plans. Dental Insurance has been discontinued by some companies...
Many people mistakenly assume that all their dental needs are covered by their health insurance plans. While many health insurance plans most notably HMOs may offer some dental coverage, most of your dental needs wont be covered by the typical health insurance plan. In fact, you may even find...
It may often go overlooked, but dental insurance is something that every individual needs to think about. In the event of a sudden toothache, the need for a regular checkup or cleaning and even possibly oral surgery, dental insurance is a must. Coverage is available from a variety of sources,...
Health care costs have continued to skyrocket and every politician, business owner and employee is trying to find ways to cut costs.
The recent Buying Trends Study, released by the National Association of Health Underwriters and ChapterHouse LLC, shows that nearly 90 percent of insurance...
Dental costs are becoming an increasingly significant health care expense and more and more people are making sure they are protected against these costs with a dental insurance policy. Dental insurance policies typically work in the same way as any other medical insurance policy. You will pay...
Health insurance is increasingly important. With the rate at which medical expenses have continued to rise over previous years, and the reductions in government funded health care programs, being without health insurance is less an option today than ever. Many young people have never had to...