An excess payment is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair garage when you collect the car. If your car is declared to be a write off, your insurance company will deduct...
The coverage usually is supplemental to a Mortgagee’s Title Insurance policy, and the premium is customarily paid by the buyer.As with most other types of insurance, you pay a monthly premium on top of your monthly mortgage payment for this policy.A mortgage insurance policy protects the...
You know full well that its the law, but youve been driving around without car insurance for a while now. Why? Car insurance is of supreme importance to any driver, no matter how good you think you are. Accidents happen, plain and simple, and you need to be protected in case it does. Not all car...
Auto insurance in general, which includes car insurance is an insurance consumers can purchase for cars, trucks, and other vehicles. Its mainly meant to provide protection against losses incurred as a result of car accidents and also thefts of vehicle. It also includes losses arising due to...
Getting a mortgage is bad enough what with terms like fixed rate, discount, variable etc so mention mortgage insurance and naturally your eyes will start to glaze over.
However, mortgage insurance is an extremely important insurance to have in fact, it can the difference between...
Insurance premiums are calculated according to several risk factors. These are the factors identified by the insurance company as most likely to have an impact on the insured against risk occurring. Insurance is a significant cost associated with the item insured and should not be rushed into....
Shopping for car insurance is the only way to save on the car insurance. Car Insurance is the perfect solution for your problem on car theft, accidents etc. People are quite dependent on their vehicles and losing a vehicle by an accident or theft will be a financial loss. Moreover it will affect...
Insurance, as we all know is a form of risk management primarily used to hedge against the risk of potential financial loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium and duty of care.
When we...
Nothing is easy even in todays one-click world. Buying car insurance can be a big hassle, and take most of a day calling around, talking to different companies to get quotes. A lot of people dont have the time to waste to call several different companies out of the phone book, haggling for the...
Everyone knows that health insurance costs are at an all time high. With the cost of medical care also skyrocketing, people, especially those that are self-employed are desperate to find ways to save money on their health insurance. This can be a difficult task as most insurance companies are...
Are you one of the one in twenty motorists who regularly drive without insurance? You’d better watch out – your car could be heading for the crusher and shipped off to the world’s biggest scrap smelter in China!
New powers now allow the police to seize, impound and...
Last month I had to drive down to London. I don’t like driving at the best of times but the rain, spray and heavy traffic on the M1 made conditions difficult. Radio 2 kept me company and the heater kept me warm. Then I hit that queue – six miles solid and I was soon an hour behind...