A growing number of personal auto and homeowners insurance companies have begun looking at consumer credit information to decide whether to issue or renew policies, or to decide what premiums to charge for those policies. This brochure is designed to help you understand, in general terms, how...

It is now possible to take a warranty (extended) and accidental damage insurance to cover home mobility products which include adjustable beds, riser recliner chairs and stair lifts. Therefore in the event of an accidental damage including mechanical or electrical breakdown, protection will be...

Insurance contracts are often seen as a form of gambling. That is because they appear as a type of wager that takes place over the lifetime of the policy. Basically the insurance company is willing to bet that you and your property will not suffer the loss insured against. In exchange for making...

There’s good news for those shocked by rising payments on interest-only and adjustable-rate mortgages. It’s possible an insurance product may help eliminate some of the stress.

Interest-only loans and adjustable-rate mortgages, made popular when interest rates dipped below 5...

Most people will be familiar with insurance in some form or another. We all have taken out home insurance, car insurance or credit insurance among others. Insurance contracts are long and complex documents with a lot of small print. Sometimes even a lawyer would get lost in the complexities...