If you are having trouble paying your current mortgage, or you think that you are not receiving the best deal you possibly can, then perhaps it is time to think about a remortgage. However, many people are unsure about the relative benefits and problems of a remortgage. Here are some useful tips...

Many borrowers think they have found the perfect loan — the 125. But you should be cautious when considering this product.

A 125 loan is named for the amount of equity you can pull out of your home, which is usually 125%. Some of the loan is secured by your home and some of it...

If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase. When you sign a mortgage contract, your home is...

Bankruptcy And Buying A Home – 3 Benefits To Buying A Home After Bankruptcy

If you have filed bankruptcy recently, you may wonder if you can get approved for a home loan. You may also wonder if buying a home after a recent bankruptcy is a good idea for you.

While a bankruptcy...

Bankruptcy And Buying A Home Types Of Bad Credit Mortgage Loans

Buying a home after a bankruptcy doesnt limit the types of mortgage loans you can qualify for. If anything, you have more loan options with subprime lenders. However, depending on how soon your bankruptcy was resolved, you...

Bankruptcy And Bad Credit Issues No Longer Means No Mortgage

In the past, traditional mortgage lenders have automatically rejected people who had declared personal bankruptcy. Many potential home-buyers felt they must wait at least seven to 10 years after a bankruptcy to be eligible to...

Located in the upper Chesapeake Bay region, Baltimore is a city rich in American history. During the War of 1812, Baltimores Fort McHenry came under attack by British forces which had just completed the burning of Washington, DC some forty miles to its south. The battle for Baltimore was a key...

A balloon mortgage, also called a reset mortgage, offers lower interest rates with the option in 5 or 7 years to pay off the balance or resent the loan. Considered more risky than an ARM since interest rates can jump significantly, it is a valid option for those expecting to move or interest...

A balloon mortgage is a loan that is provided for a short period of time for a set amount of money. Balloon mortgages will often involve periodic payments that are made at a fixed interest rate. During this period, the loan may not be amortized. The balance of the loan has to be paid in full at...

In this modern economy, lenders provide loans tailored to just about any situation. Balloon loans are one such loan, but carry a serious downside if youre not careful.

Balloon Loans

A balloon loan has nothing to do with hot air or floating around the world in 80 days. Fail to plan...

Bad credit second mortgages make up a sizable part of the mortgage market. According to a recent survey by the Mortgage Bankers Association, the number of second mortgage originations increased by 13 percent in the second half of 2005 and closed-end second mortgages increased by 33 percent. The...

If you are looking to purchase or refinance a home, but cannot get finance due to bad credit, don’t panic! There are many lenders that will help you in obtaining finance for your dream home.

There are many websites and companies that can help you by doing almost everything for you....